Mahila Samman Savings Certificate

MSSC is a small savings scheme for women and girls in India, introduced to promote financial inclusion and empowerment.

Where to Open Account?

It can now be opened at banks as well as post offices. The Mahila Samman Savings Certificate (MSSC) Scheme is a new initiative by the Government for women


Investment duration: Two years. Eligible Period: 1st April 2023 to 31st March 2025.


Investment range: One can invest minimum Rs 1000 to Maximum Rs 2 lakh under this scheme

Interest Rate

Interest rate: Government offers 7.5% interest, credited quarterly.

Withdrawl & Maturity

Withdrawal: After the first year, the account holder can withdraw up to 40% of the amount. Account maturity: If opened in October 2023, the account matures in October 2025.

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