UPI Payment Without Internet? Offline UPI Payment Using *99#, Offline Money Transfer by Mobile. Read All Details here..

UPI Payment Without Internet

Offline UPI Payment: Are you frustrated with interruptions in your online transactions due to poor internet connectivity? Discover a convenient solution with “UPI Payment Without Internet.” By using a USSD number, you can now complete transactions without the need for an internet connection. This innovative mobile banking service allows you to transfer money, request funds, change your UPI PIN, and check your account balance anytime, anywhere. Simply dial *99# on your mobile phone to access these services.

Understanding Offline UPI Payment

What is the Offline UPI Payment Number?

The *99# service provides access to UPI without the internet, available nationwide through the collaboration of 83 leading banks and four telecom service providers. You can choose from 13 different languages, including English and Hindi, making it accessible to a broader audience. Initiated by the National Payments Corporation of India (NPCI), this service enables UPI transactions by dialing the USSD number on your registered mobile number, using an interactive menu displayed on your mobile screen. Presently, the transaction limit is Rs.5,000, with a nominal charge of Rs.0.50 per transaction.

Setting Up Offline UPI Payments

How to Set Up Offline Money Transfer by Mobile

To utilize the offline UPI transaction method, you must first set it up on your phone. Follow these steps:

Open the dialer on your phone and dial *99#.
Choose your preferred language from the 13 available options.
Enter your bank’s IFSC code.
Select the desired bank account by entering the corresponding option.
Enter the last six digits and expiry date of your debit card for verification.
If all details are correct, your offline UPI payment feature will be activated, allowing you to transact without internet connectivity.

Conducting Offline UPI Payments

How to Perform Offline Money Transfer by Mobile

Once you’ve set up the offline UPI payment feature, follow these steps to make transactions without internet:

Open the dialer and dial *99#.
Select option “1” for “Send Money.”
Enter the UPI ID, bank account number, or registered phone number.
Specify the amount (within the Rs.5,000 limit) and confirm.
Enter your UPI PIN to validate the transaction.

How to Disable Offline UPI Payments

To disable the offline UPI service, dial *99# and follow the instructions.

Summary: Offline Money Transfer by Mobile

Offline UPI payments provide a lifeline for those facing network issues during online transactions. Dialing *99# from your registered mobile number allows you to access this service, ensuring you can make payments even in challenging situations. While the transaction limit is modest, it offers a reliable alternative when internet connectivity is a challenge.

Frequently Asked Questions (FAQs)

Can offline money transfer by mobile possible?

Yes, UPI can be done without the internet. Dial *99# from your registered mobile number, follow the on-screen steps, and easily use UPI offline.

Who launched offline UPI?

The National Payments Corporation of India (NPCI) launched offline UPI. Dial *99# from your registered phone number to access various banking services.

What is offline UPI payment limit?

The current maximum limit for offline UPI transactions is Rs. 5,000, with a Rs.0.50 charge per transaction.

How to do UPI payment without internet in Jio?

The procedure for Jio numbers is also same, Follow these steps:

Dial *99# on your phone.
Choose “1” for “Send Money.”
Enter your linked bank account number, registered phone number, or UPI ID.
Enter the amount and confirm.
Enter the UPI PIN to complete the transaction.

Does Paytm UPI work without the internet?

Yes, Paytm UPI works offline using the ‘Tap to Pay’ service, available for both Apple and Android users. This service works with Paytm All-in-One PoS machines and other banks’ PoS services.

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UPI Payment Without Internet? Offline UPI Payment Using *99#, Offline Money Transfer by Mobile. Read All Details here..

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